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Then when there’s an opportunity to spend, you have time to thaw out you and the credit cards and really decide if you need that purchase. AdvertisingStep 2: Rank your debt by interest rateMake a list of all your debt with amounts and the interest rate. The highest interest rate should be at the top as this is what you’ll pay off first. Paying off your high interest debt is the key to the Stack Method and paying off debt as fast as possible. Interest is a powerful weapon and right now the bank or other financial institutions are using it against you. Interest significantly increases the amount you need to pay back and often we’re completely unaware of how much that is. For example, if you have a $10,000 credit card debt at 20% interest where you pay a minimum payment of $200 a month, you will end up taking 9 years and 8 months to pay off the actual amount of $21,680 including $11,680 in interest!Step 3: Lower your interest ratesYou can often lower your credit card interest rates by doing a balance transfer. This means moving your credit card to another bank and they will lower the interest rate to get your business. Shop around and try to get the lowest interest rate for the longest duration preferably until it’s paid off completely. Just make sure you’re reading the terms and conditions carefully so you don’t get stung by the new bank in other ways. Once you’ve done this you can order your list of debt again if things have changed.
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This surprises many people, but the truth is that Craigslist has become a very large marketplace with a huge audience.
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A lot of market moves happen due to either news and announcements or due to the expectations of news and announcements.
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